Our Pricing

Why Insurance

Access

Many clients find comfort in utilizing their insurance coverage to access to healthcare. Often individuals find it difficult to locate, obtain, or pay for care without insurance support.

Tracking

Utilizing insurance allows for ease of tracking payments, appointments, and connecting you to your providers for care coordination. Often insurances have access to your healthcare portals, which allows for quick and easy access to processing your claims and updating your payment information.

Coverage

We encourage that you speak with your insurance company to verify that the provider and care you are seeking is covered under your plan.

Why Private Pay

Privacy

When a client sees a therapist and pays via insurance, all records of the visit including presenting problem, diagnosis, treatment goals, and prognosis may be shared with the insurance company. Therefore, it becomes a permanent part of the client's medical record. When you pay out of pocket, your therapy notes remain completely private (with the exceptions to confidentiality as mandated by state and federal regulations).

Flexibility

Insurance companies often limit the amount and type of providers you have access to. Additionally, they are able to limit the number of sessions and/or diagnoses that will be covered.

Payment methods

Trinity accepts payment by credit, debit, HSA/FSA, and does NOT accept personal checks or cash. Payment is due at the time of service.

No Surprise Act

Good Faith Estimate

You have the Right to Receive a Good Faith Estimate of Expected Charges under the No Surprises Act when using Out-of-Network insurance or are paying Out-of-Pocket. This will be created prior to your initial session.

What to Know

You have the right to receive a “Good Faith Estimate” explaining how much your medical care will cost.
Under the law, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the bill for medical items and services.
You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services. This includes related costs like medical tests, prescription drugs, equipment, and hospital fees.
If you receive a bill that is $400 or more than your Good Faith Estimate, you have the right to dispute the bill.
For questions or more information about your right to a Good Faith Estimate visit www.cms.gov/nosurprises.

Good Faith Terms

Out-of-Network describes providers and facilities that are not contracted with your health plan.
Balance Billing is when your Out-of-Network providers bill you for the difference between what your plan agreed to pay and the full amount charged for a service. Often these amounts are more than your the amount an In-Network provider service would cost and or it might not count towards your annual out-of-pocket limit or deductible.
Surprise Billing is an unexpected "balance bill". This can happen for a variety of circumstances, an example being you need emergent care and are not able to choose your clinic or provider.
You are not required to get care out-of-network. You can choose a provider or facility in your plan’s network. Trinity asks that you check familiarize yourself with your insurance coverage, plan details, and verify your providers prior to care.
You are responsible for paying your share of the cost - such as your copayments, coinsurance, and deductibles.
If you believe you’ve been wrongly billed, you may contact your provider directly utilizing their phone number and email. You may also reach information for consumers at: https://www.cms.gov/nosurprises/consumers.